Quote: “We CAN NOT bring forth something that is contrary to our subconscious beliefs. What is it that I should believe differently?” Julie Ann Cairns
We have taken on a lot of mindset work in the last few years, and I truly believe that it is the foundation for creating the speaking business of your dreams. On this episode of The Wealthy Speaker Show, we’re thrilled to welcome Julie Ann Cairns to share some of the ideas from her best-selling book, The Abundance Code and help us get to that abundance mindset.
Julie Ann originally trained in Economics and has also gained an MBA, across her 30+ year career. She has run 6, 7 and 8-figure businesses. She has overseen the marketing for over $100 million in product sales. Her greatest passion is in helping people to see how vital a positive mindset and supportive belief system are to achieving success and fulfillment in all areas of life.
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Jane Atkinson: Hey, welcome everyone to the wealthy speaker. Podcast.
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Jane Atkinson: Today we're gonna talk about one of my favorite subjects Abundance Julianne, Julie and Karen is Here she's the author of best selling Hay House Book, the Abundance Code Out of Bust the 7 Money myths for rich life. Welcome, Julianne!
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Julie Ann Cairns: Hi! How are you nice to be here, Jane.
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Jane Atkinson: I'm great, and i'm so happy that you're here, and we're talking about this. We're going to break down your book and some of the money myths. But first tell everybody kind of what your current business model looks like. What! What is your day to day? How do you make money in your work.
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Julie Ann Cairns: Well, up until a few years ago I had a business that taught people how to trade the stock market.
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Julie Ann Cairns: and that was an 8 figure business, which I had run with my business partner. We started that in 2,001,
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Julie Ann Cairns: so we ran that through till we moved to a stro to from Australia to New Zealand in 2,018.
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Julie Ann Cairns: So I wound that business down that was based in Australia, and kind of send me retired and set up an Airbnb business here in Queenstown, New Zealand, which is one of the most beautiful places in the world
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Julie Ann Cairns: that
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Julie Ann Cairns: Oh, yeah.
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Julie Ann Cairns: So i'm in Queens Town right now. And yeah. So we have a bunch of Airbnb properties here in Queens Town. That was my 7 year retirement business, and I thought I was pretty much done with the rest of the business world.
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Julie Ann Cairns: But one of my previous colleagues contacted me and said, hey? Would you be interested in doing some business coaching? So now i'm also doing business coaching.
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and and I do mindsite coaching
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Julie Ann Cairns: as well.
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Jane Atkinson: But you know that's our favorite subject over here at the wealthy Speaker school, because without the mindset piece
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Jane Atkinson: I can teach them all the how to that you want.
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Jane Atkinson: But if there's something blocking things mindset wise, then we're not gonna really get the job done. And so I I am so happy to be talking to you about this today. I did not know that you lived in Queens Town, and
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Jane Atkinson: it's really cool. Here I am saying to you, Where? Where from? Originally
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Julie Ann Cairns: I grew up in Canada.
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Julie Ann Cairns: and then went to Australia at the age of 16, and did high school and university in Australia, and then I've been kind of bopping around. I spent 5 years in Japan, lived in Singapore for a while. yeah, but mainly Australia. And now New Zealand.
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Jane Atkinson: Well travel. Well, I did my tour of a year when I was 25 years old, and I have my birthday in Australia, sitting in in Kuji Beach, overlooking this Rugby field, and thinking, you know. If this is it for me? If this is the end of my life I will have.
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I will be not
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Julie Ann Cairns: 25.
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Julie Ann Cairns: You're living
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Julie Ann Cairns: ever since. Yeah.
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Jane Atkinson: Rugby players and their giant thick thighs across the street for me play, you know this is it? This is all I need. Anyway, I tore around for a year and and that's why I knew that the pronunciation of cans can sometimes go different ways because of
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Jane Atkinson: okay. So let's talk about what it means
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Jane Atkinson: to have an but an abundant mindset. Tell us what what your thoughts are on that.
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Julie Ann Cairns: Yeah, Well, let me just give you the quick backstory on how I got to considering mindset as a vital component.
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Julie Ann Cairns: So, as I said, I had a stock market business. And
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Julie Ann Cairns: teaching people how to trade the stock market, and in 2,008
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Julie Ann Cairns: nearly went bankrupt. The global financial crisis
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Julie Ann Cairns: and it was a real wake up call for me, and at that that at that time, like I was absolutely terrified, absolutely terrified.
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Julie Ann Cairns: being on the verge of bankruptcy had had
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Julie Ann Cairns: about 3 million dollars in debt. That was due like immediately, and no bank would re finance us because of the global
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Julie Ann Cairns: financial crisis. So this was business debt.
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Julie Ann Cairns: anyhow. yeah, didn't really know what to do, and I recognize this feeling of terror in my stomach
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Julie Ann Cairns: related to a feeling I had had when I was 11 years old.
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Julie Ann Cairns: and my parents had broken up, and so i'd growing up in Canada in a very prosperous family, and like wealthy, wealthy family. We had our own airplanes, that kind of well
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Julie Ann Cairns: and
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Julie Ann Cairns: and when I was 11 my parents broke up, and then by the time I was 13
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Julie Ann Cairns: mit ctl, and my mother, my dad had gone back to Australia. My mother had declared bankruptcy, and so i'd gone from this incredibly prosperous, wealthy life to us, being assisted by welfare 150,
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Julie Ann Cairns: and it was completely shoe on the other foot.
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Julie Ann Cairns: And when I had this experience in 2,008. I recognized.
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Julie Ann Cairns: Wow! The feeling I have right now in 2,008 is the same as when I was a kid in my entire world fell apart.
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Julie Ann Cairns: and and I had just had this light bulb moment, and it was Wow!
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Julie Ann Cairns: Hmm!
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Julie Ann Cairns: Actually, I've had a couple of gains and lost cycles in my life of like radical game and loss, you know, up
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Julie Ann Cairns: 1 million or so dollars down millions or so dollars.
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Julie Ann Cairns: I wonder if this
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Julie Ann Cairns: crazy gain and lost thing
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Julie Ann Cairns: is my normal because of my childhood. I wonder if that's what I expect and believe
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Julie Ann Cairns: is the way that the world goes
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Julie Ann Cairns: and so that
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Julie Ann Cairns: aha moment, and we go -oh!
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Julie Ann Cairns: I do not want to be on this roller coaster for the rest of my life.
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Julie Ann Cairns: even if I get out of this situation, I certainly don't want to be hitting another just another, you know. Massive up and down roller coaster ride in the future. So I have to figure out
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Julie Ann Cairns: what is driving this. What beliefs have I got on board? And how can I change them?
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Julie Ann Cairns: And so that drove me into figuring out you know, really diving into the subconscious how the subconscious works. How do you reprogram beliefs?
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Julie Ann Cairns: And you know I didn't have much time because I was the president of bankruptcy. So it was rather urgent. So I kind of worked on this stuff really fast. I'm like I need a fast method. I can't, You know I don't have 20 years to spend in therapy here. Okay, I need a fast method to sort this out
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Julie Ann Cairns: as soon as possible.
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Julie Ann Cairns: And so yeah, I I
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Julie Ann Cairns: was given a book called the Power of your Subconscious Mind, by Joseph Murphy, which was written in 1,963,
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Julie Ann Cairns: and I pretty much followed that as a recipe book and a bunch of other books that I then found
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Julie Ann Cairns: and
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Julie Ann Cairns: within I was able to turn the business around with my business partner
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Julie Ann Cairns: and not go bankrupt.
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Julie Ann Cairns: and we went from being 3 million dollars in debt
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Julie Ann Cairns: in 2,008 to
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Julie Ann Cairns: the debt fully paid off, and 3 million dollars in cash in the bank
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Julie Ann Cairns: by 2,012. So within 4 years, in an economy that was, you know, essentially a recession post, the global financial crisis
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Julie Ann Cairns: so that was a massive turnaround and taught me the power of the subconscious.
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Jane Atkinson: it is so powerful, it is so powerful. I saw time and time again in my own life and in clients life during Covid.
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Jane Atkinson: How, if you can stop and recognize that you have gone into a fear spiral
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Jane Atkinson: that you can start to make the ship. But I, if you don't identify it. Then what happens? Do you just keep going? I mean exactly. You have hit on the number. One thing
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Julie Ann Cairns: I mean, really there's 3 steps to believe change. The first is identify.
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Julie Ann Cairns: the second is weekend.
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Julie Ann Cairns: whatever the the limiting belief is weak in it, and the third is, replace it with a more helpful belief.
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Julie Ann Cairns: but the hardest step is identify.
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Julie Ann Cairns: and you know you can spend your whole life not identifying what it is that's holding you back.
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Julie Ann Cairns: and so this is where Why, I, after coming through that experience, and you know, getting back on my P, getting back to prosperity and abundance, dealing with the codes, the subconscious codes that had been holding me back and creating this crazy gain and lost cycle my entire life.
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Julie Ann Cairns: I wanted to share what I what I had discovered with the world. And one of the things I realized in my reading was that
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Julie Ann Cairns: there was a lot of a lot of discussion about. Well, what
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Julie Ann Cairns: how do you? How do you reprogram a belief according to those essentially everything I read Boil down to those 3 steps I just described. It's identify, we can and replace.
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Julie Ann Cairns: But what are they? How do you identify them? What are the beliefs? So I wanted to, contribute
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Julie Ann Cairns: to that sort of field by identifying the top 7 limiting beliefs about money.
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Julie Ann Cairns: because that identification step would help people a lot. And I had a wonderful lab because my business was teaching people how to trade the stock market, and they were dealing with their money beliefs every single day.
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Julie Ann Cairns: You know, trading them financial markets is a way to push on your limiting beliefs over and over again. It is like 95% mindset.
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Jane Atkinson: my brother. Actually.
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Jane Atkinson: he said, that you really have to decide ahead of time. You know where your limits are going to be
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Jane Atkinson: to them, because if you get involved in your emotionally and your trades, you're done for. So I think that's so, You know I have like a very light light version of what you talked about. When I was growing up we lived on the street with all the doctors and lawyers. My dad was an engineer, but he got laid off from his job at age 55,
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Jane Atkinson: and
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Jane Atkinson: to see him go into like a T about a 10 year depression as a result of that, and I do have to wonder I wouldn't say we went through major hardship so definitely not the same situation as yours. But I have to wonder what kind of things that lodged into my brain
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Julie Ann Cairns: about
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Julie Ann Cairns: and about safety and financial security.
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Jane Atkinson: Exactly exactly how much makes sure. okay. So we've got our 3 things identify, awakened, and replacing. You just mentioned this weekend. We can not awaken.
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Julie Ann Cairns: identify, we can
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Julie Ann Cairns: and replace.
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Jane Atkinson: Okay, Got it? Got it? Yeah, that's important.
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Jane Atkinson: That's good.
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Jane Atkinson: Now, before I think we can maybe have time to dive into 3 of the 7. But let's just talk about how big a role does opportunity play in a person's ability to access abundance.
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Julie Ann Cairns: Yeah, it can play a big role. So you know, this is. This is one of the criticisms that you will hear about. You know abundance, mindset, and manifestation, and all that sort of stuff is, you know, not. Everyone has the same opportunities.
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Julie Ann Cairns: and that is that is absolutely true.
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Julie Ann Cairns: and not Don't want to debate that right like it's just like the way that
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Julie Ann Cairns: you know. Men and women face different opportunities in the workplace.
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Julie Ann Cairns: Right, you know. Women still do not have equal opportunity in the workplace. So I would call that
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Julie Ann Cairns: environment that you're working in the collective abundance.
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Julie Ann Cairns: So you know, people of color have a different collective abundance. you know environment than white people of privilege to
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Julie Ann Cairns: that's absolutely true. And at the same time
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Julie Ann Cairns: we can improve our access to abundance by working on our own internal stories and beliefs.
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Julie Ann Cairns: Yeah.
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Jane Atkinson: we're not talking about generation or generational wealth or anything like that. Lot of people are really starting from, you know the ground level and trying to work their way up. They've identified that they think they can have a better life for themselves.
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Jane Atkinson: But maybe Don't have, you know, a lot of people around them to give the a leg up, and I love that. So Step Number One is really to start doing that internal work
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Julie Ann Cairns: do an inventory.
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Julie Ann Cairns: basically is step number one
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Julie Ann Cairns: pretty much, you know. and this is something that I take people through in my book. It's a very practical book. Chapter By chapter we go over what are the top? 7 limiting beliefs about money, and at the end of each chapter is like a bunch of questions, reflection, questions that help you get to the root of
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Julie Ann Cairns: how that belief might have shown up in your life.
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Julie Ann Cairns: Well whether it's shown up in your life. I most people find that actually they have some version of all 7 money
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Julie Ann Cairns: going on in in their you know source code in their subconscious code. And that's really why I called it the Abundance Code, because we are rewiring our subconscious code, which is like
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Julie Ann Cairns: Mit Ctl. And it's like a software update. It really is. It's like we're going through the code that we inherited from our parents that they inherited from their parents, and let's be clear. This is calm down the generations 150.
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Julie Ann Cairns: Some of these beliefs have come from times of extreme scarcity, like the great depression.
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Julie Ann Cairns: you know, and then compound on that many of our own experiences of, say, the 2,008 recession. And
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Julie Ann Cairns: you know, Covid and all of the problems and issues in the world that we're facing now, so those can just trigger these beliefs that are already in there because they were coded from our grandparents and
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Julie Ann Cairns: and great grandparents, and so on.
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Julie Ann Cairns: So it is really important to get in there and go. What
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Julie Ann Cairns: What is my source code on, you know.
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Julie Ann Cairns: in terms of money and abundance.
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Julie Ann Cairns: And how can I change that source code? Because we cannot.
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Julie Ann Cairns: cannot
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Julie Ann Cairns: bring forth something that is contrary to our
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Julie Ann Cairns: subconscious beliefs.
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Jane Atkinson: we cannot bring forward something that is contrary
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Jane Atkinson: to our subconscious beliefs.
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Julie Ann Cairns: Yeah. So
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Jane Atkinson: if you want something in your life, you're saying, bring it forward. You want it. You're putting it out there. What I want, You dreamboard it!
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Julie Ann Cairns: You do all the things.
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Jane Atkinson: And still, if it's still not showing up, that is telling you.
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Julie Ann Cairns: There is a belief on board that is blocking you or sabotaging you
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Jane Atkinson: the leaf on board. I I I do not want that. well, maybe I do want that bumper sticker if I can make it positive belief on board, you know, like the baby on board one.
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Jane Atkinson: Okay, so these first of all.
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Jane Atkinson: tell people where they need to go. Get this book, because I think that the abundance code, how to bus the 7 money, miss, for a rich life now is absolute. Must have reading for all of our listeners. Where's the best place for them to buy it?
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Julie Ann Cairns: Amazon. I guess it's just you you can visit. I have a site for the book called the Abundance Code Bookcom
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Julie Ann Cairns: and that gives you links of where you can buy it. And also, you know, you can sign up for free video series if you want to know more about where what these beliefs are and where they came from.
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Jane Atkinson: I love it all right, so we have time to go through 3 of your favorite
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Jane Atkinson: myths that you wanna but bus, tell me what
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Julie Ann Cairns: mythbusters okay, what's number? Okay?
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Julie Ann Cairns: Well, number one is really the the myth.
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Julie Ann Cairns: That is,
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Julie Ann Cairns: this, the origin myth of
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Julie Ann Cairns: you know, these 7 money. Myths are kind of a system of beliefs.
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Julie Ann Cairns: but it all starts with this first belief that we take on.
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Julie Ann Cairns: and it is the belief that there is not enough.
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Julie Ann Cairns: It is the belief in scarcity. There is not enough to go around.
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Julie Ann Cairns: There is not enough for me. There is not enough for everyone. If I have more, someone has to have less
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Julie Ann Cairns: right.
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Julie Ann Cairns: not we can all have more. No, if I have more, someone has to have less. This is a limited system, and there is essentially not enough.
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Julie Ann Cairns: And so what that causes is, if I if I want more, and you know
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Julie Ann Cairns: I want things right. I want things in my life. If I want more to have more than my neighbor.
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Julie Ann Cairns: then, if I believe in scarcity, what that tells me is okay.
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Julie Ann Cairns: i'm in competition. Here we are in competition.
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Julie Ann Cairns: If I get a bigger piece of the pie, you're gonna have less. It's probably gonna make you annoyed.
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Julie Ann Cairns: you're not gonna like it, and I have to be defensive. I have to be competitive. It kicks up all kinds of emotions like envy, jealousy, comparisonitis.
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Julie Ann Cairns: You know
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Julie Ann Cairns: all of that. All of that stuff springs out of there is not enough.
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Julie Ann Cairns: whereas if I have a belief, a fundamental belief.
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Julie Ann Cairns: there is enough. There will always be enough.
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Julie Ann Cairns: There's enough for me. There's enough for you, then that allows a space
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Julie Ann Cairns: for collaboration
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Julie Ann Cairns: as opposed to competition
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Julie Ann Cairns: for creativity.
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Julie Ann Cairns: For
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Julie Ann Cairns: you know.
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Julie Ann Cairns: thinking outside the box.
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Julie Ann Cairns: instead of getting stuck in this. There's only one path to success, and you know I have to, you know.
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Julie Ann Cairns: work hard at school and go to college, and da da da da, whereas a bun is thinking allows us to open up and go Well, maybe there's some other ways.
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Julie Ann Cairns: If there's
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Julie Ann Cairns: plenty to go around them, there's plenty for me and my way
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Julie Ann Cairns: which might not be your way.
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Jane Atkinson: Maybe there's some other way I love that. So the myth is that kind of ingrained belief that a lot of us don't even know that is in there. But of course you know for me personally, I would say, is in there somewhere for sure.
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Jane Atkinson: because i'm not financially exactly where I would like to be. So there's gotta be something at the root of that a belief in scarcity that I have not flipped the switch on yet for sure.
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Jane Atkinson: So the scarcity is Number One Number 2 is one of my favorites Go ahead and talk about that
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Julie Ann Cairns: Number 2 is the belief that time is money.
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Julie Ann Cairns: and so if I want more money, the only way to get more money is to exchange more time.
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Julie Ann Cairns: you know.
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Julie Ann Cairns: and that is limited inherently, because there is, there is only 24 h in in a day. So that's not a belief. That is a fact. There's 24 h in a day.
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Julie Ann Cairns: Right
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Julie Ann Cairns: we have
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Julie Ann Cairns: our lifespan. We don't even know how long it is so we have. We do have
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Julie Ann Cairns: our limited time on this birth.
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Julie Ann Cairns: And so, if I believe that time is money, then there is inherently a limit to how much
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Julie Ann Cairns: money I can get, because I only have so much time. So cracking the back of that belief says, Well, actually, there are ways to get money that don't require my time. And what are they?
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Julie Ann Cairns: What are the ways, you know? If I invest.
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Julie Ann Cairns: for example, you know my current business is investment properties that I rent out on Airbnb.
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Julie Ann Cairns: So last night I was safely tucked up in my bed.
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Julie Ann Cairns: and I had a bunch of money
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Julie Ann Cairns: coming into my bank account.
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Julie Ann Cairns: because all my houses were full
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Julie Ann Cairns: right. So that's that's an example of I'm making money in my sleep. It is not. It is not a time for money equation.
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Jane Atkinson: I love that so much, and I I really was grateful. Having heard Dan Sullivan, who was been one of my mentors over time.
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Jane Atkinson: Talk about stop trading your time as speakers
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Jane Atkinson: stop trading your time for money. You can only do so many speeches in a year. Let's figure out how we're going to create wealth outside of trading time for money.
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Jane Atkinson: So maybe there's books. Maybe there's, you know, projects that you could be doing that are bigger than and not requiring just you and your time. Maybe there are membership sites and courses, and you know there's a lot of ideas for us. Maybe there are investments that we can make outside of the industry that will allow us to stop trading our time for money. I think the time is money. One
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Jane Atkinson: is something that people may have locked down, and they don't even recognize that they have that.
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Julie Ann Cairns: Let me
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Jane Atkinson: that and start thinking about. You know we really have grown our business through our school and our mastermind, and things like that, and books product sales has been huge for us.
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Jane Atkinson: and will continue to be huge for us as we launch another book next year. So I love that time is money. let's talk about Number 3.
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Julie Ann Cairns: So number 3 is actually not number 3 in the book, but it is one of my favorite ones, because it is linked
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Julie Ann Cairns: to this Time is money
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Julie Ann Cairns: concept.
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Julie Ann Cairns: and it's the idea that money.
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Julie Ann Cairns: more money, more problems.
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Julie Ann Cairns: Essentially. money is easy. Come, easy.
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easy Go is another belief
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Julie Ann Cairns: that people have. Okay, and that's in between, you know.
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Julie Ann Cairns: This time is money, and this next belief. The next belief i'm talking about is
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Julie Ann Cairns: money won't make me happy. It's going to bring me drama. It's going to be made problems.
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Julie Ann Cairns: And so it. You will probably have this if you think that time is money, because if you want to have more money. Then you have to exchange more time, and you lose the balance in your life.
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Julie Ann Cairns: And so then it is more money, more problems, right.
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Julie Ann Cairns: and money doesn't make me happy. That is something that you trigger when you don't
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Julie Ann Cairns: deal with the time as money believe first.
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Jane Atkinson: So more money, more problems. I I've built it right into my 2,023 motto.
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Jane Atkinson: which is business in life profitable and easy on my terms. I've got profitable in there.
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Jane Atkinson: and I've got easy in there because I I wanna say, people who are just starting out in the business, please be aware of when you are over complicating your life.
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Jane Atkinson: because then that more pro, more money, more problems, actually does become true. But I believe that there's a way, and you clearly have found the way to earn a lot of money without a lot of problems.
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Jane Atkinson: What say say more about that? And I love this Airbnb idea. I think that's so good.
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Julie Ann Cairns: Well, I think the the key to it First, as you know, this is this is my mantra. Deal with your subconscious beliefs first, because often people will ask.
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Julie Ann Cairns: What is it that I should be doing differently?
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Julie Ann Cairns: And that is the wrong question.
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Julie Ann Cairns: The right question is, what is it that I should believe differently.
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Jane Atkinson: What is it that I should believe differently?
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Jane Atkinson: I love it
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Julie Ann Cairns: so. Instead of what should I do differently? What should I believe differently? Because I can tell you the how
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Julie Ann Cairns: you know. I can tell you my how
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Julie Ann Cairns: you know which is a lot to do with investment. not just in the property, but also the stock market. And
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Julie Ann Cairns: the greatest investment I ever made
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Julie Ann Cairns: was the investment in my mindset.
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Julie Ann Cairns: and I would still be on.
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Julie Ann Cairns: I knew how to make money. That was never my problem.
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Julie Ann Cairns: Actually, it was never my problem. I was on a roller coaster of gain and loss, and i'm talking millions of dollars at a time, gain and lost 200
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Julie Ann Cairns: until I fixed my subconscious code.
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Jane Atkinson: So good, and I remember another one of my mentors, saying, You know, learning how to keep money is important. And that was a big opener
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Jane Atkinson: 3 years ago, actually, at the beginning of Covid. that was my goal was to have this comfort funds set aside so that I could ease that scarcity mindset that, you know, just came naturally to me.
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Julie Ann Cairns: Yes.
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Julie Ann Cairns: and I mean, here's another belief that plays into all that money is hard to make.
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Julie Ann Cairns: which is really this. This similar to to there is not enough.
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Julie Ann Cairns: you know you have to work hard for your money.
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Julie Ann Cairns: So this this all ties in the time is money. Money is hard to make. You have to work hard for your money, and even you know, if you get money that you didn't work hard for do you really deserve it?
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Julie Ann Cairns: That's another little hidden
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Julie Ann Cairns: belief in there about my inherent deserving this as well. So there's a lot to unpack when you start on packet. There is a lot to unpack.
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Julie Ann Cairns: and that is part of the reason I wanted to write the book to just help people unpack it.
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Julie Ann Cairns: because there are layers to this.
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Jane Atkinson: It's it's so important. I wrote a story I'm just in the middle of getting ready to launch my my sixth book. It's called the Wealthy Speaker, 3 Point, 0, and I shared a story about imploding a job where I was making too much money, and didn't think that I deserved it. You know there was a
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Jane Atkinson: people in this company, and I was often the last one to leave at night, and I worked. My
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Jane Atkinson: good I what
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Jane Atkinson: It came so quickly. I went from, you know I just didn't think I deserved it. And so what did I do? I blew it up, and I started out again that kind of pro and had to build my way back up. It really interesting to go backwards and
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Jane Atkinson: notice what had happened. When I didn't think I was deserving. There's gotta be something in your
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about
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Jane Atkinson: the level of deserveability people. We? Why do we inherently start by thinking we deserve nothing.
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Julie Ann Cairns: Yeah. Well, this is the generational programming. And you know, I think that that's something to understand is that,
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Julie Ann Cairns: essentially.
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Julie Ann Cairns: most of the people that you will meet have come from the working classes, I mean, the middle class is a new thing, right? The middle class is a new thing.
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Julie Ann Cairns: Generationally we came from
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Julie Ann Cairns: most of us from working class roots
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Julie Ann Cairns: and those working-class roots. If you weren't part of the aristocracy and the landed gentry.
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Julie Ann Cairns: right, they have a whole different set of beliefs. Their beliefs
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Julie Ann Cairns: whole other story right. If you weren't part of that, then you inherited beliefs that were designed to
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Julie Ann Cairns: keep you down
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Julie Ann Cairns: that were designed to have you accept your lot in life
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Julie Ann Cairns: that we're designed to have you not question and rebel
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Julie Ann Cairns: against the power structures that were in place to keep people poor.
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Julie Ann Cairns: right?
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Julie Ann Cairns: And so, you know, we've had this wonderful Renaissance, I guess of. You know the middle class.
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Julie Ann Cairns: and you could. You could definitely argue that, you know, on a
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Julie Ann Cairns: societal level. We're kind of going backwards and regressing back a little bit, maybe to that, you know. Great wealth divide that existed in an aristocratic times.
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Julie Ann Cairns: so it's more important than ever
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Julie Ann Cairns: that we revise our beliefs and not get caught again in that belief system that holds us down and holds us back.
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Jane Atkinson: What do you say to people who say? Well, it's easy for you.
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Jane Atkinson: It's easy for you, You, you know, had this or
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Jane Atkinson: this for a job, or you know you've built this thing, whatever it might be. What? What? What do, what's the answer to it's easy for you?
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Julie Ann Cairns: The answer to? It's easy for you is, everyone
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Julie Ann Cairns: comes in with their own set of starting conditions.
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Julie Ann Cairns: you know.
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Julie Ann Cairns: and not not. Everyone starts in the same place. That is absolutely true.
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Julie Ann Cairns: Okay.
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Julie Ann Cairns: not. Everyone starts with the same opportunities. However, everyone.
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Julie Ann Cairns: This is the great leveler. Everyone can do their subconscious reprogramming work.
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Julie Ann Cairns: Everyone can do that.
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Julie Ann Cairns: and you can.
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Julie Ann Cairns: If you do that, you can leapfrog
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Julie Ann Cairns: quite rapidly over people who had better starting conditions than you.
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Julie Ann Cairns: But didn't do their subconscious reprogramming work.
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Jane Atkinson: So good. Okay. So let's go back to the 3 again. First, we need to identify that, hey? We got something that's just not serving us very well. There's a thought. There's a mindset that needs to be busted. Then we need to weaken it. What? What
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Jane Atkinson: for? Weakening Something negative that you might have as a belief.
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Julie Ann Cairns: Yeah.
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Julie Ann Cairns: Well, this is actually a process. I run in the book, and I i'm not.
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Julie Ann Cairns: I'm. I'm not over to about it in the book. But i'm running a so subconscious reprogramming process while you read the book.
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Julie Ann Cairns: So i'm, I'm: basically taking you through these 3 steps, I help you identify what are the top? 7 limiting beliefs? And then in each chapter
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Julie Ann Cairns: I do the weakening for you. So when i'm one of my strengths is, I have a background as an economic researcher. That was my my training, You know. I spent 9 years at university, and i'm very well trained as a researcher. So I use my research skills in my
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Julie Ann Cairns: you know skills in constructing an argument to argue the counter case against the belief.
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Julie Ann Cairns: So we take each belief. You know the belief. Let's look at the belief that there is not not enough to go around and I go Well, Really, is that true? Here's this evidence. And here's that evidence. And here's some more evidence that there is enough to go around that we live in an abundant world, that we have more access to a bonus than ever before.
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Julie Ann Cairns: so that's how we weaken is we? What the simplest way is. Argue the counter case
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Julie Ann Cairns: so that you all you have to do is just crack the back of the belief, the
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Julie Ann Cairns: in which you hold the belief in your mind. We just crack the back of it.
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Julie Ann Cairns: That crack lets the light in.
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Julie Ann Cairns: and then the light does the rest.
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Julie Ann Cairns: So then.
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Julie Ann Cairns: we we put on top of that correct belief
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Julie Ann Cairns: a new belief
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Julie Ann Cairns: that is positive that supports our goals that supports what we want. That is well constructed, and I go through how to how to do a well formed belief in the book, because that's also important. You want to don't want to put a new limitation in place. You want your new belief to be unlimited.
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Julie Ann Cairns: and and truly abundant.
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Julie Ann Cairns: So then you you put that new belief on top, and you just work it in.
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Julie Ann Cairns: and it
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Julie Ann Cairns: it
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Julie Ann Cairns: then, with the crack
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Julie Ann Cairns: in the prior belief it can take
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Julie Ann Cairns: now. So this is a really interesting point, because this is something people say, Well, I've I've tried vision boards, and I've tried affirmations, and I've tried all that stuff.
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Julie Ann Cairns: and it has not stuck.
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Julie Ann Cairns: And the reason it has not stuck is because the prior belief was not correct
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Julie Ann Cairns: before you've stuck the new stuff on top, so it's kind of like. The analogy I give is like, okay.
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Julie Ann Cairns: if you have a room and it has a moldy wall.
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Julie Ann Cairns: You can make that moldy wall look better by just whacking some wallpaper on top of it right. But if you did not clean the mold off before you did that it will grow through.
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Julie Ann Cairns: and soon enough your wall will be moldy again.
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Julie Ann Cairns: But if you clean the wall before you put the wall paper on You're good.
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Julie Ann Cairns: So it's like that.
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Jane Atkinson: A little Tsp. We'll do the trick, and this is what it is required in terms of. We need some Tsp. For the mind also, in order to layer on some good positive beliefs.
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Jane Atkinson: Oh, well, I wanna say, shout out to Victoria Leban, I think that's who introduced this wasn't it? She is amazing. I love Victoria.
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Jane Atkinson: Yes.
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Jane Atkinson: and i'm so glad that we met Julianne. And okay, I don't know about y'all who are listening. But I am not walking, but I am running to get this book. I need to do some homework. I need to do it right now. I'm going to load it up on my ipad, and i'm going to do all the exercises in there. I'm super excited about this.
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Jane Atkinson: Thank you for being with us here today. If people want to know more about the work that you're doing, let's go ahead and get that website again.
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Julie Ann Cairns: So the abundance code bookcom.
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Jane Atkinson: Okay, thank you so much. What's your favorite social media for people to connect with you on?
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Julie Ann Cairns: I'm not a huge social media person. I'm actually much more of a fly under the radar. but you can connect with me on Instagram. I don't post very often. I'm really not a huge social media
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Julie Ann Cairns: person. I should do more about that, really. But
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Julie Ann Cairns: wow.
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Julie Ann Cairns: I don't. I don't have to. I don't have to.
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Jane Atkinson: Okay, I is it under Julianne Karen at on Instagram
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Jane Atkinson: Karen's is C. A. I. R. And S. Everybody, Julie and with no e All right. Well, thank you so much for being here. I am just thrilled that we had this conversation about.
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Jane Atkinson: I'm getting more abundance in your life. I thank you for your time today, and for those of you listening, we'll see you soon. Well be speakers by, for now everyone, this is super fun. Thank you.
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Jane Atkinson: Hey, welcome everyone to the wealthy speaker. Podcast.
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Jane Atkinson: Today we're gonna talk about one of my favorite subjects Abundance Julianne, Julie and Karen is Here she's the author of best selling Hay House Book, the Abundance Code Out of Bust the 7 Money myths for rich life. Welcome, Julianne!
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Julie Ann Cairns: Hi! How are you nice to be here, Jane.
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Jane Atkinson: I'm great, and i'm so happy that you're here, and we're talking about this. We're going to break down your book and some of the money myths. But first tell everybody kind of what your current business model looks like. What! What is your day to day? How do you make money in your work.
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Julie Ann Cairns: Well, up until a few years ago I had a business that taught people how to trade the stock market.
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Julie Ann Cairns: and that was an 8 figure business, which I had run with my business partner. We started that in 2,001,
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Julie Ann Cairns: so we ran that through till we moved to a stro to from Australia to New Zealand in 2,018.
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Julie Ann Cairns: So I wound that business down that was based in Australia, and kind of send me retired and set up an Airbnb business here in Queenstown, New Zealand, which is one of the most beautiful places in the world
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Julie Ann Cairns: that
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Julie Ann Cairns: Oh, yeah.
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Julie Ann Cairns: So i'm in Queens Town right now. And yeah. So we have a bunch of Airbnb properties here in Queens Town. That was my 7 year retirement business, and I thought I was pretty much done with the rest of the business world.
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Julie Ann Cairns: But one of my previous colleagues contacted me and said, hey? Would you be interested in doing some business coaching? So now i'm also doing business coaching.
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and and I do mindsite coaching
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Julie Ann Cairns: as well.
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Jane Atkinson: But you know that's our favorite subject over here at the wealthy Speaker school, because without the mindset piece
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Jane Atkinson: I can teach them all the how to that you want.
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Jane Atkinson: But if there's something blocking things mindset wise, then we're not gonna really get the job done. And so I I am so happy to be talking to you about this today. I did not know that you lived in Queens Town, and
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Jane Atkinson: it's really cool. Here I am saying to you, Where? Where from? Originally
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Julie Ann Cairns: I grew up in Canada.
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Julie Ann Cairns: and then went to Australia at the age of 16, and did high school and university in Australia, and then I've been kind of bopping around. I spent 5 years in Japan, lived in Singapore for a while. yeah, but mainly Australia. And now New Zealand.
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Jane Atkinson: Well travel. Well, I did my tour of a year when I was 25 years old, and I have my birthday in Australia, sitting in in Kuji Beach, overlooking this Rugby field, and thinking, you know. If this is it for me? If this is the end of my life I will have.
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I will be not
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Julie Ann Cairns: 25.
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Julie Ann Cairns: You're living
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Julie Ann Cairns: ever since. Yeah.
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Jane Atkinson: Rugby players and their giant thick thighs across the street for me play, you know this is it? This is all I need. Anyway, I tore around for a year and and that's why I knew that the pronunciation of cans can sometimes go different ways because of
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Jane Atkinson: okay. So let's talk about what it means
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Jane Atkinson: to have an but an abundant mindset. Tell us what what your thoughts are on that.
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Julie Ann Cairns: Yeah, Well, let me just give you the quick backstory on how I got to considering mindset as a vital component.
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Julie Ann Cairns: So, as I said, I had a stock market business. And
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Julie Ann Cairns: teaching people how to trade the stock market, and in 2,008
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Julie Ann Cairns: nearly went bankrupt. The global financial crisis
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Julie Ann Cairns: and it was a real wake up call for me, and at that that at that time, like I was absolutely terrified, absolutely terrified.
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Julie Ann Cairns: being on the verge of bankruptcy had had
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Julie Ann Cairns: about 3 million dollars in debt. That was due like immediately, and no bank would re finance us because of the global
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Julie Ann Cairns: financial crisis. So this was business debt.
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Julie Ann Cairns: anyhow. yeah, didn't really know what to do, and I recognize this feeling of terror in my stomach
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Julie Ann Cairns: related to a feeling I had had when I was 11 years old.
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Julie Ann Cairns: and my parents had broken up, and so i'd growing up in Canada in a very prosperous family, and like wealthy, wealthy family. We had our own airplanes, that kind of well
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Julie Ann Cairns: and
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Julie Ann Cairns: and when I was 11 my parents broke up, and then by the time I was 13
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Julie Ann Cairns: mit ctl, and my mother, my dad had gone back to Australia. My mother had declared bankruptcy, and so i'd gone from this incredibly prosperous, wealthy life to us, being assisted by welfare 150,
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Julie Ann Cairns: and it was completely shoe on the other foot.
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Julie Ann Cairns: And when I had this experience in 2,008. I recognized.
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Julie Ann Cairns: Wow! The feeling I have right now in 2,008 is the same as when I was a kid in my entire world fell apart.
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Julie Ann Cairns: and and I had just had this light bulb moment, and it was Wow!
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Julie Ann Cairns: Hmm!
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Julie Ann Cairns: Actually, I've had a couple of gains and lost cycles in my life of like radical game and loss, you know, up
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Julie Ann Cairns: 1 million or so dollars down millions or so dollars.
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Julie Ann Cairns: I wonder if this
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Julie Ann Cairns: crazy gain and lost thing
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Julie Ann Cairns: is my normal because of my childhood. I wonder if that's what I expect and believe
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Julie Ann Cairns: is the way that the world goes
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Julie Ann Cairns: and so that
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Julie Ann Cairns: aha moment, and we go -oh!
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Julie Ann Cairns: I do not want to be on this roller coaster for the rest of my life.
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Julie Ann Cairns: even if I get out of this situation, I certainly don't want to be hitting another just another, you know. Massive up and down roller coaster ride in the future. So I have to figure out
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Julie Ann Cairns: what is driving this. What beliefs have I got on board? And how can I change them?
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Julie Ann Cairns: And so that drove me into figuring out you know, really diving into the subconscious how the subconscious works. How do you reprogram beliefs?
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Julie Ann Cairns: And you know I didn't have much time because I was the president of bankruptcy. So it was rather urgent. So I kind of worked on this stuff really fast. I'm like I need a fast method. I can't, You know I don't have 20 years to spend in therapy here. Okay, I need a fast method to sort this out
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Julie Ann Cairns: as soon as possible.
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Julie Ann Cairns: And so yeah, I I
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Julie Ann Cairns: was given a book called the Power of your Subconscious Mind, by Joseph Murphy, which was written in 1,963,
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Julie Ann Cairns: and I pretty much followed that as a recipe book and a bunch of other books that I then found
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Julie Ann Cairns: and
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Julie Ann Cairns: within I was able to turn the business around with my business partner
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Julie Ann Cairns: and not go bankrupt.
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Julie Ann Cairns: and we went from being 3 million dollars in debt
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Julie Ann Cairns: in 2,008 to
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Julie Ann Cairns: the debt fully paid off, and 3 million dollars in cash in the bank
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Julie Ann Cairns: by 2,012. So within 4 years, in an economy that was, you know, essentially a recession post, the global financial crisis
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Julie Ann Cairns: so that was a massive turnaround and taught me the power of the subconscious.
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Jane Atkinson: it is so powerful, it is so powerful. I saw time and time again in my own life and in clients life during Covid.
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Jane Atkinson: How, if you can stop and recognize that you have gone into a fear spiral
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Jane Atkinson: that you can start to make the ship. But I, if you don't identify it. Then what happens? Do you just keep going? I mean exactly. You have hit on the number. One thing
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Julie Ann Cairns: I mean, really there's 3 steps to believe change. The first is identify.
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Julie Ann Cairns: the second is weekend.
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Julie Ann Cairns: whatever the the limiting belief is weak in it, and the third is, replace it with a more helpful belief.
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Julie Ann Cairns: but the hardest step is identify.
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Julie Ann Cairns: and you know you can spend your whole life not identifying what it is that's holding you back.
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Julie Ann Cairns: and so this is where Why, I, after coming through that experience, and you know, getting back on my P, getting back to prosperity and abundance, dealing with the codes, the subconscious codes that had been holding me back and creating this crazy gain and lost cycle my entire life.
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Julie Ann Cairns: I wanted to share what I what I had discovered with the world. And one of the things I realized in my reading was that
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Julie Ann Cairns: there was a lot of a lot of discussion about. Well, what
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Julie Ann Cairns: how do you? How do you reprogram a belief according to those essentially everything I read Boil down to those 3 steps I just described. It's identify, we can and replace.
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Julie Ann Cairns: But what are they? How do you identify them? What are the beliefs? So I wanted to, contribute
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Julie Ann Cairns: to that sort of field by identifying the top 7 limiting beliefs about money.
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Julie Ann Cairns: because that identification step would help people a lot. And I had a wonderful lab because my business was teaching people how to trade the stock market, and they were dealing with their money beliefs every single day.
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Julie Ann Cairns: You know, trading them financial markets is a way to push on your limiting beliefs over and over again. It is like 95% mindset.
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Jane Atkinson: my brother. Actually.
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Jane Atkinson: he said, that you really have to decide ahead of time. You know where your limits are going to be
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Jane Atkinson: to them, because if you get involved in your emotionally and your trades, you're done for. So I think that's so, You know I have like a very light light version of what you talked about. When I was growing up we lived on the street with all the doctors and lawyers. My dad was an engineer, but he got laid off from his job at age 55,
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Jane Atkinson: and
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Jane Atkinson: to see him go into like a T about a 10 year depression as a result of that, and I do have to wonder I wouldn't say we went through major hardship so definitely not the same situation as yours. But I have to wonder what kind of things that lodged into my brain
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Julie Ann Cairns: about
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Julie Ann Cairns: and about safety and financial security.
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Jane Atkinson: Exactly exactly how much makes sure. okay. So we've got our 3 things identify, awakened, and replacing. You just mentioned this weekend. We can not awaken.
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Julie Ann Cairns: identify, we can
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Julie Ann Cairns: and replace.
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Jane Atkinson: Okay, Got it? Got it? Yeah, that's important.
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Jane Atkinson: That's good.
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Jane Atkinson: Now, before I think we can maybe have time to dive into 3 of the 7. But let's just talk about how big a role does opportunity play in a person's ability to access abundance.
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Julie Ann Cairns: Yeah, it can play a big role. So you know, this is. This is one of the criticisms that you will hear about. You know abundance, mindset, and manifestation, and all that sort of stuff is, you know, not. Everyone has the same opportunities.
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Julie Ann Cairns: and that is that is absolutely true.
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Julie Ann Cairns: and not Don't want to debate that right like it's just like the way that
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Julie Ann Cairns: you know. Men and women face different opportunities in the workplace.
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Julie Ann Cairns: Right, you know. Women still do not have equal opportunity in the workplace. So I would call that
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Julie Ann Cairns: environment that you're working in the collective abundance.
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Julie Ann Cairns: So you know, people of color have a different collective abundance. you know environment than white people of privilege to
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Julie Ann Cairns: that's absolutely true. And at the same time
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Julie Ann Cairns: we can improve our access to abundance by working on our own internal stories and beliefs.
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Julie Ann Cairns: Yeah.
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Jane Atkinson: we're not talking about generation or generational wealth or anything like that. Lot of people are really starting from, you know the ground level and trying to work their way up. They've identified that they think they can have a better life for themselves.
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Jane Atkinson: But maybe Don't have, you know, a lot of people around them to give the a leg up, and I love that. So Step Number One is really to start doing that internal work
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Julie Ann Cairns: do an inventory.
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Julie Ann Cairns: basically is step number one
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Julie Ann Cairns: pretty much, you know. and this is something that I take people through in my book. It's a very practical book. Chapter By chapter we go over what are the top? 7 limiting beliefs about money, and at the end of each chapter is like a bunch of questions, reflection, questions that help you get to the root of
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Julie Ann Cairns: how that belief might have shown up in your life.
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Julie Ann Cairns: Well whether it's shown up in your life. I most people find that actually they have some version of all 7 money
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Julie Ann Cairns: going on in in their you know source code in their subconscious code. And that's really why I called it the Abundance Code, because we are rewiring our subconscious code, which is like
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Julie Ann Cairns: Mit Ctl. And it's like a software update. It really is. It's like we're going through the code that we inherited from our parents that they inherited from their parents, and let's be clear. This is calm down the generations 150.
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Julie Ann Cairns: Some of these beliefs have come from times of extreme scarcity, like the great depression.
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Julie Ann Cairns: you know, and then compound on that many of our own experiences of, say, the 2,008 recession. And
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Julie Ann Cairns: you know, Covid and all of the problems and issues in the world that we're facing now, so those can just trigger these beliefs that are already in there because they were coded from our grandparents and
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Julie Ann Cairns: and great grandparents, and so on.
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Julie Ann Cairns: So it is really important to get in there and go. What
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Julie Ann Cairns: What is my source code on, you know.
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Julie Ann Cairns: in terms of money and abundance.
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Julie Ann Cairns: And how can I change that source code? Because we cannot.
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Julie Ann Cairns: cannot
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Julie Ann Cairns: bring forth something that is contrary to our
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Julie Ann Cairns: subconscious beliefs.
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Jane Atkinson: we cannot bring forward something that is contrary
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Jane Atkinson: to our subconscious beliefs.
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Julie Ann Cairns: Yeah. So
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Jane Atkinson: if you want something in your life, you're saying, bring it forward. You want it. You're putting it out there. What I want, You dreamboard it!
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Julie Ann Cairns: You do all the things.
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Jane Atkinson: And still, if it's still not showing up, that is telling you.
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Julie Ann Cairns: There is a belief on board that is blocking you or sabotaging you
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Jane Atkinson: the leaf on board. I I I do not want that. well, maybe I do want that bumper sticker if I can make it positive belief on board, you know, like the baby on board one.
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Jane Atkinson: Okay, so these first of all.
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Jane Atkinson: tell people where they need to go. Get this book, because I think that the abundance code, how to bus the 7 money, miss, for a rich life now is absolute. Must have reading for all of our listeners. Where's the best place for them to buy it?
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Julie Ann Cairns: Amazon. I guess it's just you you can visit. I have a site for the book called the Abundance Code Bookcom
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Julie Ann Cairns: and that gives you links of where you can buy it. And also, you know, you can sign up for free video series if you want to know more about where what these beliefs are and where they came from.
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Jane Atkinson: I love it all right, so we have time to go through 3 of your favorite
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Jane Atkinson: myths that you wanna but bus, tell me what
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Julie Ann Cairns: mythbusters okay, what's number? Okay?
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Julie Ann Cairns: Well, number one is really the the myth.
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Julie Ann Cairns: That is,
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Julie Ann Cairns: this, the origin myth of
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Julie Ann Cairns: you know, these 7 money. Myths are kind of a system of beliefs.
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Julie Ann Cairns: but it all starts with this first belief that we take on.
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Julie Ann Cairns: and it is the belief that there is not enough.
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Julie Ann Cairns: It is the belief in scarcity. There is not enough to go around.
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Julie Ann Cairns: There is not enough for me. There is not enough for everyone. If I have more, someone has to have less
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Julie Ann Cairns: right.
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Julie Ann Cairns: not we can all have more. No, if I have more, someone has to have less. This is a limited system, and there is essentially not enough.
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Julie Ann Cairns: And so what that causes is, if I if I want more, and you know
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Julie Ann Cairns: I want things right. I want things in my life. If I want more to have more than my neighbor.
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Julie Ann Cairns: then, if I believe in scarcity, what that tells me is okay.
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Julie Ann Cairns: i'm in competition. Here we are in competition.
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Julie Ann Cairns: If I get a bigger piece of the pie, you're gonna have less. It's probably gonna make you annoyed.
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Julie Ann Cairns: you're not gonna like it, and I have to be defensive. I have to be competitive. It kicks up all kinds of emotions like envy, jealousy, comparisonitis.
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Julie Ann Cairns: You know
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Julie Ann Cairns: all of that. All of that stuff springs out of there is not enough.
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Julie Ann Cairns: whereas if I have a belief, a fundamental belief.
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Julie Ann Cairns: there is enough. There will always be enough.
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Julie Ann Cairns: There's enough for me. There's enough for you, then that allows a space
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Julie Ann Cairns: for collaboration
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Julie Ann Cairns: as opposed to competition
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Julie Ann Cairns: for creativity.
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Julie Ann Cairns: For
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Julie Ann Cairns: you know.
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Julie Ann Cairns: thinking outside the box.
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Julie Ann Cairns: instead of getting stuck in this. There's only one path to success, and you know I have to, you know.
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Julie Ann Cairns: work hard at school and go to college, and da da da da, whereas a bun is thinking allows us to open up and go Well, maybe there's some other ways.
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Julie Ann Cairns: If there's
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Julie Ann Cairns: plenty to go around them, there's plenty for me and my way
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Julie Ann Cairns: which might not be your way.
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Jane Atkinson: Maybe there's some other way I love that. So the myth is that kind of ingrained belief that a lot of us don't even know that is in there. But of course you know for me personally, I would say, is in there somewhere for sure.
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Jane Atkinson: because i'm not financially exactly where I would like to be. So there's gotta be something at the root of that a belief in scarcity that I have not flipped the switch on yet for sure.
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Jane Atkinson: So the scarcity is Number One Number 2 is one of my favorites Go ahead and talk about that
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Julie Ann Cairns: Number 2 is the belief that time is money.
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Julie Ann Cairns: and so if I want more money, the only way to get more money is to exchange more time.
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Julie Ann Cairns: you know.
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Julie Ann Cairns: and that is limited inherently, because there is, there is only 24 h in in a day. So that's not a belief. That is a fact. There's 24 h in a day.
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Julie Ann Cairns: Right
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Julie Ann Cairns: we have
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Julie Ann Cairns: our lifespan. We don't even know how long it is so we have. We do have
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Julie Ann Cairns: our limited time on this birth.
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Julie Ann Cairns: And so, if I believe that time is money, then there is inherently a limit to how much
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Julie Ann Cairns: money I can get, because I only have so much time. So cracking the back of that belief says, Well, actually, there are ways to get money that don't require my time. And what are they?
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Julie Ann Cairns: What are the ways, you know? If I invest.
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Julie Ann Cairns: for example, you know my current business is investment properties that I rent out on Airbnb.
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Julie Ann Cairns: So last night I was safely tucked up in my bed.
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Julie Ann Cairns: and I had a bunch of money
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Julie Ann Cairns: coming into my bank account.
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Julie Ann Cairns: because all my houses were full
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Julie Ann Cairns: right. So that's that's an example of I'm making money in my sleep. It is not. It is not a time for money equation.
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Jane Atkinson: I love that so much, and I I really was grateful. Having heard Dan Sullivan, who was been one of my mentors over time.
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Jane Atkinson: Talk about stop trading your time as speakers
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Jane Atkinson: stop trading your time for money. You can only do so many speeches in a year. Let's figure out how we're going to create wealth outside of trading time for money.
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Jane Atkinson: So maybe there's books. Maybe there's, you know, projects that you could be doing that are bigger than and not requiring just you and your time. Maybe there are membership sites and courses, and you know there's a lot of ideas for us. Maybe there are investments that we can make outside of the industry that will allow us to stop trading our time for money. I think the time is money. One
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Jane Atkinson: is something that people may have locked down, and they don't even recognize that they have that.
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Julie Ann Cairns: Let me
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Jane Atkinson: that and start thinking about. You know we really have grown our business through our school and our mastermind, and things like that, and books product sales has been huge for us.
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Jane Atkinson: and will continue to be huge for us as we launch another book next year. So I love that time is money. let's talk about Number 3.
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Julie Ann Cairns: So number 3 is actually not number 3 in the book, but it is one of my favorite ones, because it is linked
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Julie Ann Cairns: to this Time is money
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Julie Ann Cairns: concept.
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Julie Ann Cairns: and it's the idea that money.
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Julie Ann Cairns: more money, more problems.
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Julie Ann Cairns: Essentially. money is easy. Come, easy.
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easy Go is another belief
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Julie Ann Cairns: that people have. Okay, and that's in between, you know.
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Julie Ann Cairns: This time is money, and this next belief. The next belief i'm talking about is
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Julie Ann Cairns: money won't make me happy. It's going to bring me drama. It's going to be made problems.
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Julie Ann Cairns: And so it. You will probably have this if you think that time is money, because if you want to have more money. Then you have to exchange more time, and you lose the balance in your life.
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Julie Ann Cairns: And so then it is more money, more problems, right.
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Julie Ann Cairns: and money doesn't make me happy. That is something that you trigger when you don't
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Julie Ann Cairns: deal with the time as money believe first.
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Jane Atkinson: So more money, more problems. I I've built it right into my 2,023 motto.
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Jane Atkinson: which is business in life profitable and easy on my terms. I've got profitable in there.
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Jane Atkinson: and I've got easy in there because I I wanna say, people who are just starting out in the business, please be aware of when you are over complicating your life.
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Jane Atkinson: because then that more pro, more money, more problems, actually does become true. But I believe that there's a way, and you clearly have found the way to earn a lot of money without a lot of problems.
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Jane Atkinson: What say say more about that? And I love this Airbnb idea. I think that's so good.
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Julie Ann Cairns: Well, I think the the key to it First, as you know, this is this is my mantra. Deal with your subconscious beliefs first, because often people will ask.
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Julie Ann Cairns: What is it that I should be doing differently?
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Julie Ann Cairns: And that is the wrong question.
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Julie Ann Cairns: The right question is, what is it that I should believe differently.
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Jane Atkinson: What is it that I should believe differently?
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Jane Atkinson: I love it
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Julie Ann Cairns: so. Instead of what should I do differently? What should I believe differently? Because I can tell you the how
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Julie Ann Cairns: you know. I can tell you my how
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Julie Ann Cairns: you know which is a lot to do with investment. not just in the property, but also the stock market. And
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Julie Ann Cairns: the greatest investment I ever made
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Julie Ann Cairns: was the investment in my mindset.
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Julie Ann Cairns: and I would still be on.
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Julie Ann Cairns: I knew how to make money. That was never my problem.
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Julie Ann Cairns: Actually, it was never my problem. I was on a roller coaster of gain and loss, and i'm talking millions of dollars at a time, gain and lost 200
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Julie Ann Cairns: until I fixed my subconscious code.
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Jane Atkinson: So good, and I remember another one of my mentors, saying, You know, learning how to keep money is important. And that was a big opener
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Jane Atkinson: 3 years ago, actually, at the beginning of Covid. that was my goal was to have this comfort funds set aside so that I could ease that scarcity mindset that, you know, just came naturally to me.
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Julie Ann Cairns: Yes.
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Julie Ann Cairns: and I mean, here's another belief that plays into all that money is hard to make.
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Julie Ann Cairns: which is really this. This similar to to there is not enough.
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Julie Ann Cairns: you know you have to work hard for your money.
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Julie Ann Cairns: So this this all ties in the time is money. Money is hard to make. You have to work hard for your money, and even you know, if you get money that you didn't work hard for do you really deserve it?
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Julie Ann Cairns: That's another little hidden
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Julie Ann Cairns: belief in there about my inherent deserving this as well. So there's a lot to unpack when you start on packet. There is a lot to unpack.
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Julie Ann Cairns: and that is part of the reason I wanted to write the book to just help people unpack it.
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Julie Ann Cairns: because there are layers to this.
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Jane Atkinson: It's it's so important. I wrote a story I'm just in the middle of getting ready to launch my my sixth book. It's called the Wealthy Speaker, 3 Point, 0, and I shared a story about imploding a job where I was making too much money, and didn't think that I deserved it. You know there was a
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Jane Atkinson: people in this company, and I was often the last one to leave at night, and I worked. My
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Jane Atkinson: good I what
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Jane Atkinson: It came so quickly. I went from, you know I just didn't think I deserved it. And so what did I do? I blew it up, and I started out again that kind of pro and had to build my way back up. It really interesting to go backwards and
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Jane Atkinson: notice what had happened. When I didn't think I was deserving. There's gotta be something in your
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about
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Jane Atkinson: the level of deserveability people. We? Why do we inherently start by thinking we deserve nothing.
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Julie Ann Cairns: Yeah. Well, this is the generational programming. And you know, I think that that's something to understand is that,
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Julie Ann Cairns: essentially.
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Julie Ann Cairns: most of the people that you will meet have come from the working classes, I mean, the middle class is a new thing, right? The middle class is a new thing.
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Julie Ann Cairns: Generationally we came from
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Julie Ann Cairns: most of us from working class roots
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Julie Ann Cairns: and those working-class roots. If you weren't part of the aristocracy and the landed gentry.
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Julie Ann Cairns: right, they have a whole different set of beliefs. Their beliefs
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Julie Ann Cairns: whole other story right. If you weren't part of that, then you inherited beliefs that were designed to
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Julie Ann Cairns: keep you down
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Julie Ann Cairns: that were designed to have you accept your lot in life
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Julie Ann Cairns: that we're designed to have you not question and rebel
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Julie Ann Cairns: against the power structures that were in place to keep people poor.
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Julie Ann Cairns: right?
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Julie Ann Cairns: And so, you know, we've had this wonderful Renaissance, I guess of. You know the middle class.
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Julie Ann Cairns: and you could. You could definitely argue that, you know, on a
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Julie Ann Cairns: societal level. We're kind of going backwards and regressing back a little bit, maybe to that, you know. Great wealth divide that existed in an aristocratic times.
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Julie Ann Cairns: so it's more important than ever
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Julie Ann Cairns: that we revise our beliefs and not get caught again in that belief system that holds us down and holds us back.
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Jane Atkinson: What do you say to people who say? Well, it's easy for you.
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Jane Atkinson: It's easy for you, You, you know, had this or
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Jane Atkinson: this for a job, or you know you've built this thing, whatever it might be. What? What? What do, what's the answer to it's easy for you?
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Julie Ann Cairns: The answer to? It's easy for you is, everyone
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Julie Ann Cairns: comes in with their own set of starting conditions.
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Julie Ann Cairns: you know.
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Julie Ann Cairns: and not not. Everyone starts in the same place. That is absolutely true.
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Julie Ann Cairns: Okay.
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Julie Ann Cairns: not. Everyone starts with the same opportunities. However, everyone.
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Julie Ann Cairns: This is the great leveler. Everyone can do their subconscious reprogramming work.
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Julie Ann Cairns: Everyone can do that.
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Julie Ann Cairns: and you can.
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Julie Ann Cairns: If you do that, you can leapfrog
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Julie Ann Cairns: quite rapidly over people who had better starting conditions than you.
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Julie Ann Cairns: But didn't do their subconscious reprogramming work.
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Jane Atkinson: So good. Okay. So let's go back to the 3 again. First, we need to identify that, hey? We got something that's just not serving us very well. There's a thought. There's a mindset that needs to be busted. Then we need to weaken it. What? What
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Jane Atkinson: for? Weakening Something negative that you might have as a belief.
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Julie Ann Cairns: Yeah.
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Julie Ann Cairns: Well, this is actually a process. I run in the book, and I i'm not.
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Julie Ann Cairns: I'm. I'm not over to about it in the book. But i'm running a so subconscious reprogramming process while you read the book.
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Julie Ann Cairns: So i'm, I'm: basically taking you through these 3 steps, I help you identify what are the top? 7 limiting beliefs? And then in each chapter
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Julie Ann Cairns: I do the weakening for you. So when i'm one of my strengths is, I have a background as an economic researcher. That was my my training, You know. I spent 9 years at university, and i'm very well trained as a researcher. So I use my research skills in my
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Julie Ann Cairns: you know skills in constructing an argument to argue the counter case against the belief.
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Julie Ann Cairns: So we take each belief. You know the belief. Let's look at the belief that there is not not enough to go around and I go Well, Really, is that true? Here's this evidence. And here's that evidence. And here's some more evidence that there is enough to go around that we live in an abundant world, that we have more access to a bonus than ever before.
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Julie Ann Cairns: so that's how we weaken is we? What the simplest way is. Argue the counter case
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Julie Ann Cairns: so that you all you have to do is just crack the back of the belief, the
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Julie Ann Cairns: in which you hold the belief in your mind. We just crack the back of it.
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Julie Ann Cairns: That crack lets the light in.
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Julie Ann Cairns: and then the light does the rest.
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Julie Ann Cairns: So then.
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Julie Ann Cairns: we we put on top of that correct belief
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Julie Ann Cairns: a new belief
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Julie Ann Cairns: that is positive that supports our goals that supports what we want. That is well constructed, and I go through how to how to do a well formed belief in the book, because that's also important. You want to don't want to put a new limitation in place. You want your new belief to be unlimited.
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Julie Ann Cairns: and and truly abundant.
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Julie Ann Cairns: So then you you put that new belief on top, and you just work it in.
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Julie Ann Cairns: and it
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Julie Ann Cairns: it
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Julie Ann Cairns: then, with the crack
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Julie Ann Cairns: in the prior belief it can take
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Julie Ann Cairns: now. So this is a really interesting point, because this is something people say, Well, I've I've tried vision boards, and I've tried affirmations, and I've tried all that stuff.
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Julie Ann Cairns: and it has not stuck.
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Julie Ann Cairns: And the reason it has not stuck is because the prior belief was not correct
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Julie Ann Cairns: before you've stuck the new stuff on top, so it's kind of like. The analogy I give is like, okay.
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Julie Ann Cairns: if you have a room and it has a moldy wall.
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Julie Ann Cairns: You can make that moldy wall look better by just whacking some wallpaper on top of it right. But if you did not clean the mold off before you did that it will grow through.
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Julie Ann Cairns: and soon enough your wall will be moldy again.
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Julie Ann Cairns: But if you clean the wall before you put the wall paper on You're good.
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Julie Ann Cairns: So it's like that.
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Jane Atkinson: A little Tsp. We'll do the trick, and this is what it is required in terms of. We need some Tsp. For the mind also, in order to layer on some good positive beliefs.
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Jane Atkinson: Oh, well, I wanna say, shout out to Victoria Leban, I think that's who introduced this wasn't it? She is amazing. I love Victoria.
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Jane Atkinson: Yes.
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Jane Atkinson: and i'm so glad that we met Julianne. And okay, I don't know about y'all who are listening. But I am not walking, but I am running to get this book. I need to do some homework. I need to do it right now. I'm going to load it up on my ipad, and i'm going to do all the exercises in there. I'm super excited about this.
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Jane Atkinson: Thank you for being with us here today. If people want to know more about the work that you're doing, let's go ahead and get that website again.
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Julie Ann Cairns: So the abundance code bookcom.
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Jane Atkinson: Okay, thank you so much. What's your favorite social media for people to connect with you on?
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Julie Ann Cairns: I'm not a huge social media person. I'm actually much more of a fly under the radar. but you can connect with me on Instagram. I don't post very often. I'm really not a huge social media
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Julie Ann Cairns: person. I should do more about that, really. But
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Julie Ann Cairns: wow.
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Julie Ann Cairns: I don't. I don't have to. I don't have to.
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Jane Atkinson: Okay, I is it under Julianne Karen at on Instagram
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Jane Atkinson: Karen's is C. A. I. R. And S. Everybody, Julie and with no e All right. Well, thank you so much for being here. I am just thrilled that we had this conversation about.
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Jane Atkinson: I'm getting more abundance in your life. I thank you for your time today, and for those of you listening, we'll see you soon. Well be speakers by, for now everyone, this is super fun. Thank you.
Highlights you won’t want to miss:
- The financial rollercoaster. [4:00]
- 3 steps to belief change. [8:30]
- Opportunity vs mindset. [12:00]
- Where it starts. [17:00]
- Is time really money? [20:00]
- Easy come, easy go… [23:00]
- Generational programming. [28:30]
- Create a well-formed belief. [31:30]
Julie Ann is also the Director of the docuseries of the same name – The Abundance Code – streaming on Gaia.com Her mission is to provide practical tips and powerful mindset enhancements so that you can live a mind-blowingly abundant life full of freedom, choice and joyful celebration.
If you could use some help shifting your mindset to allow more abundance in your business and your life, you simply can’t afford to miss this episode!
I hope you’ll listen and learn.
Links:
Julie Ann’s website
The Abundance Code
Julie Ann’s Instagram profile
Jane’s Instagram profile
The Power of the Subconscious Mind: US CDN
The Wealthy Speaker 3.0
The Wealthy Speaker School
